Ajay Gautam Advocate: Legal Expertise in DRT and SARFAESI Matters

Financial disputes in India often revolve around unpaid loans, enforcement of securities, and issues concerning non-performing assets (NPAs). To resolve such matters, the legal system provides specialized frameworks such as the Debt Recovery Tribunal (DRT) and the SARFAESI Act, 2002. Among the leading practitioners in this field, Ajay Gautam Advocate, based in Jabalpur, Madhya Pradesh, has earned recognition for his expertise and pan-India services.

Professional Journey

Ajay Gautam has more than ten years of experience as a practicing lawyer. His career has been dedicated largely to banking and finance law, with extensive work in debt recovery and financial disputes. He has successfully represented:

Banks and financial institutions seeking recovery of dues.

Corporate clients facing complex financial litigation.

Individual borrowers defending themselves against enforcement actions.

This broad representation gives him an understanding of both sides of financial disputes and allows him to craft practical, result-oriented legal strategies.

Debt Recovery Tribunal Matters

The Debt Recovery Tribunals were established to provide faster resolution in cases involving debts owed to banks and financial institutions. Ajay Gautam provides comprehensive services in this area, including:

Filing original applications on behalf of lenders.

Defending borrowers in debt recovery proceedings.

Preparing appeals before the Debt Recovery Appellate Tribunal (DRAT).

Advising on compliance with the Recovery of Debts and Bankruptcy Banking and Finance Lawyer Act, 1993.

His strong advocacy and detailed preparation ensure effective Banking and Finance Lawyer representation in these specialized forums.

SARFAESI Act Practice

The Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (SARFAESI Act) is a crucial tool for creditors to enforce secured loans. Ajay Gautam regularly advises and represents clients in matters involving:

Responding to Section 13(2) notices.

Advising on possession of assets under Section 13(4).

Filing borrower applications under Section 17 before the DRT.

Guiding lenders through auctions and enforcement of security interests.

His practice ensures creditors act within legal limits while also safeguarding borrowers’ rights.

Pan-India Legal Services

Though based in Jabalpur, Ajay Gautam’s services extend across India. His pan-India representation allows him to handle matters in different jurisdictions effectively. He also provides online consultations, enabling clients to access professional advice promptly, no matter their location.

Areas of Service

Debt Recovery Tribunal and Appellate Tribunal representation.

Legal advice on NPAs and loan defaults.

Negotiation and facilitation of one-time settlements (OTS).

Guidance on compliance with RBI regulations.

Strategic representation for borrowers and Banking and Finance Lawyer in India Ajay Gautam Advocate lenders.

Client Approach

Ajay Gautam is known for his client-first philosophy. He focuses on clear communication, transparency, and ethical practice. By simplifying complex financial and legal processes, he helps clients make informed decisions. His dedication to achieving practical and favorable outcomes has made him a trusted advisor for Banking and Finance Lawyer in India many institutions and individuals.

Key Strengths

Specialized knowledge of DRT and SARFAESI law.

More than a decade of professional experience.

Representation for both borrowers and creditors.

Nationwide services and online consultation options.

Proven record of success in complex financial disputes.

Conclusion

Debt recovery and banking disputes require specialized advocacy and a practical understanding of finance. Banking and Finance Lawyer Ajay Gautam Advocate has established himself as a leading professional in this field, with expertise in DRT proceedings and SARFAESI Act cases. His nationwide presence, online accessibility, and client-focused approach make him one of the most dependable lawyers for financial and banking disputes in India.